When it comes to fertility treatments, we have more options than ever before. But how much does it cost to freeze your eggs? Does insurance cover freezing eggs? What’s the annual storage fee for frozen eggs? Let’s find out.
The freedom to freeze our eggs gives us more options than ever before.
There are many reasons this may be a good option for you, including health challenges, financial concerns, and the desire to address life and career goals before having kids.
Basically, it doesn’t always lead to pregnancy, and it comes with a pretty hefty price tag.
So how much does it cost to freeze your eggs? The short answer is: a lot.
In this article 📝
- What is egg freezing?
- How much does it cost to freeze your eggs?
- Does insurance cover freezing your eggs?
- What if I can’t afford to freeze my eggs?
- What is the best age to freeze your eggs?
- Is freezing your eggs worth it?
What is egg freezing?
More and more women are opting to have children later in life.
The average age of first-time mothers in the U.S. has increased from about 21 to 26 years since 1970.
And while there are many reasons the age of first-time moms is on the uptick, the availability of more choice is certainly a significant factor.
As we get older, we have fewer eggs available.
Sometimes, health conditions such as cancer can also get in the way of our egg supply.
Freezing our eggs may make getting pregnant later in life more possible.
And this procedure is only increasing in popularity.
According to a study published by the Society for Assisted Reproductive Technology (SART), the number of people in the US banking and freezing their eggs went from 8,826 in 2016 to 10,936 in 2017.
But while it is becoming an increasingly popular choice, it’s not without its risks.
There are conflicting reports about how successful egg freezing is when it comes to pregnancy ‒ with one reason being that the data is tricky to obtain and analyze.
With that in mind, let’s work out how much the cost of egg freezing is.
How much does it cost to freeze your eggs?
There are multiple stages in the egg freezing process ‒ and each one comes at a price.
Here are the separate steps you’ll have to pay for as part of the total freezing eggs cost:
- Freezing your eggs
- Storing your eggs
- Using your frozen eggs to have a baby when you’re ready
Put that all together and you’re looking at tens of thousands of dollars.
Plus, the cost of freezing your eggs will depend on a range of factors, such as how many eggs you want to freeze, how long you want to store your eggs, and how many cycles of fertility treatment you will need.
Your location also affects how much you will have to pay, as some states or countries have cheaper egg freezing costs.
How much does it cost to freeze eggs: 2021 and 2022?
The average cost of egg freezing for a single cycle is around $6,000 to $20,000.
You will usually be prescribed hormonal medications that help stimulate egg production and ovulation.
Sometimes, these medications are included in the cost of the egg freezing procedure, but in others, you will have to pay extra.
You may have to budget an extra few thousand dollars for medication costs.
What state is cheapest to freeze eggs?
At the time of writing, the cheapest US state when it comes to freezing eggs cost is New York.
Generally, the cost of egg retrieval and freezing in New York is roughly $5,000 to $6,000 ‒ excluding medications and the cost of egg freezing storage.
How much does it cost to keep an egg frozen?
Storage can be a pretty penny when it comes to the freezing eggs cost ‒ it can mount up over a few years, depending on how long you want to freeze your eggs.
The first year of storage is often included in the procedure costs.
After that, the annual storage fee for frozen eggs is somewhere between $600 and $1,000 a year, on top of what you paid for the procedure.
How much does it cost to freeze eggs for 5 years?
In addition to the egg retrieval costs, it can cost around $11,000 to freeze your eggs for 5 years.
How much does it cost to freeze 1 egg?
The egg freezing process doesn’t really freeze them one at a time.
Generally speaking, about 10-15 eggs are collected and frozen, to increase their chances of at least one egg surviving and implanting.
How much does it cost to use your eggs?
When you are ready to use your eggs, you will need to undergo fertility treatment.
According to Yale Medicine, this will come in at an additional cost of up to $18,000, depending on how many cycles of treatment you have.
Does insurance cover freezing your eggs?
Does insurance cover egg freezing?
Whether your insurance covers some of these procedures will depend on your specific coverage and location.
In some states, insurance companies are required to offer coverage for fertility treatment, but even then, it’s unlikely that the full cost of egg freezing will be taken care of.
Some fertility clinics offer financial programs that help you pay off the costs in installments or offer some of your money back if you don’t go through the whole process.
Can you freeze your eggs on the NHS?
If you’re in the UK, then yes, the NHS does cover the egg freezing cost, but there may be some limits as to who can apply, such as age.
Generally, the UK NHS can fund the egg freezing cost until the age of 42.
What companies pay to freeze your eggs?
Did you know that some companies actually cover the cost to freeze eggs?
That’s right ‒ usually the bigger companies in the US, but some cover the entirety of the egg freezing cost while others foot part of the bill.
Does Spotify pay for egg freezing?
Yes, Spotify pays for the cost of egg freezing, up to $10,000.
Does Amazon pay for fertility treatments?
Yes, Amazon can help cover the price of some fertility treatments, like the cost of egg freezing (either in full or partially), via the fertility benefits provider, Progyny.
Does Facebook cover the egg freezing cost?
Yes, Facebook (or Meta) covers part of the egg freezing cost as part of their employee insurance benefits.
Does Apple cover the egg freezing cost?
Yes, Apple also covers part of the cost of egg freezing for employees.
What if I can’t afford to freeze my eggs?
It can be hard to financially prepare for the cost of egg freezing when working with a tight budget.
However, some fertility clinics, insurance plans, and employers offer payment plans to reduce the impact of the hefty egg freezing cost.
If you’re worried about the cost to freeze eggs, speak with your healthcare provider, they can put you in the right direction.
What is the best age to freeze your eggs?
There’s no “best age” to get pregnant ‒ and there’s no “best age” to freeze your eggs.
Doing it in your 20s or early 30s is a good idea so that you can make sure that you have enough healthy eggs for the job.
The ASRM says that egg freezing is generally not recommended for women over the age of 38.
Is freezing your eggs worth it?
Figuring out whether egg freezing is the right option for you means having a long conversation with your doctor.
The reality is that it’s expensive and does not provide guarantees when it comes to having kids.
That being said, it does offer possibilities that were not there before.
The TTC journey is tough, particularly when looking at things like how much does it cost to freeze eggs.
You don’t have to go through it alone. Join us on Peanut. We’re having the conversation.
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