Universal credit help
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@Kay I’m not 100% sure but I think it depends if he’s on your claim or not! If he is and it’s a joint claim I think it will be as a couple, if it’s just you on the claim then it’ll be just your first £379 x
@Talia Hiya, sorry to jump on this but could I just ask is that £379 as a couple or me, myself personally could earn that much? My partner works full time and I get abit of universal credit but unsure if I was to work and earn abit of money would it just be taken off my universal credit? Thanks x
I earn about 400 and this month got 600 and 100 was childcare It’s not enough but going back full time I wouldn’t have earns over the threshold for childcare and had to pu it all myself so it only worked out about 100 less a month to just do one day
Yes You can use entitled.com for a rough estimate It depends on your household and things like that So on MA I got nothing because I have a mortgage but if I now work part time I get topped up and childcare but nothing for my housing Be aware childcare took two months to actually come in for me so it was my savings that took a hit for a bit
It’s the first £573 of your take home pay that doesn’t affect your earnings (with a child)
@Talia that’s so helpful thank you! Xx
You can earn £379 maximum and not get anything deducted off your universal credit. After that for ever £1 you earn they deduct 55p from you. I think if you go on a 4 weekly basis and you’re earning say £560 every 4 weeks, you get to keep the first £379, then they will deduct 55p off the remaining 181. So you should lose just over £90 (not completely accurate because I couldn’t be bothered working out the 5p I just did 50p for every pound) x
@Kayleigh thanks for replying! So you get 700 a month from working plus whatever you receive from UC after it’s deducted? Sorry I’m so new to all of this lol! X
I get UC just now and work 16 hours a week. I earn just over 700 a month and they take 204 off of my take hone pay x
@Kay this is quite a good one to read to understand it a bit more they explain it quite nicely x https://www.gov.uk/universal-credit/how-your-earnings-affect-your-payments