UK - which bank account should I try opening an account with?
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7. Barclays Basic Current Account Available if you don’t qualify for other accounts. No overdraft, but offers debit card and banking services. ChatGPT can make mistakes. Check important info. See Cookie
Don't personally know, but I'd research these from Chatgpt
Which bank did you try?
I second Monzo. I went onto a DMP years ago and they suggested Monzo. Been with them 5 years and it’s been fine
I’d highly recommend Monzo. They’ve been brilliant for me. I opened my account when my credit rating was through the floor and they accepted me with no issue
Also came on to say Monzo!
https://join.monzo.com/c/19b98rsb
If you go with Monzo this is my link and we could both get some money 😜
Monzo
@Mas thank you I will try these banks. I tried Monzo they said they can’t offer it to me and that I need to speak to credit reference agencies. Like I already know my credit is bad but I didn’t know that meant I can’t have a bank account. Now I don’t know what to do cause my child benefit payments have stopped cause there’s no bank account for it to go into
@Emma what’s dmp? I don’t know why they refused me then I’m confused
Thanks everyone. Is it possible to speak with Monzo over the phone?
@Gabrielle I wish it would work for me. I work full time I have a regular income I don’t know what’s going on honestly
1. Monzo No credit check for the basic current account. Fully online/mobile. Includes debit card and basic banking features. 2. Starling Bank No credit check for opening a standard account. Mobile-only bank with strong features and no monthly fees. 3. Cashplus Bank Specifically designed for people with bad or no credit. Offers a current account with a prepaid Mastercard. No credit check required to open. 4. Monese No credit check. Mobile banking with a UK current account and debit card. Available even if you don’t have a UK credit history. 5. ThinkMoney A managed account that helps budget your bills. Monthly fee (~£10-£17), but no credit check. Designed to help people rebuild financial control. 6. TSB Basic Bank Account No overdraft or credit check required. For people who might not qualify for a standard account.