Klarna

Anyone used Klarna? I’ve always paid my stuff on time no problem and all a sudden I’m getting declined for things., anyone else experience this ?
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I’ve been declined as well but my credit score has also dropped, I think it’s bcos there’s less amount of money in my account and I’m nearly enough always using it all so they might assume I’m not able to pay it back? Not sure how it works

@Hannah did it work after maybe a week or 2

I tried to use Klarna too but got declined and have no idea why. Clearpay is another one which I got accepted for, could try that one x

Haven’t tried since x

It depends on your credit score and borrowing.. credit score is better if you're using 55% of avaliable credit

Apparently klarna and afterpay now report to credit agencies so it’s like closing a line of credit every time you pay it off

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