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Anyone else not planning on going back to work?
I’m not but the end of my maternity pay scares me! If you’re not, what’s your plan financially?
The views expressed in community are solely the opinions of participants, and do not reflect those of Peanut.
Learn more about our guidelines.I’ve been a SAHM since my son was born in 2020. I was made redundant (at 12 weeks pregnant) in the pandemic and then never went back to work.
It didn’t seem economical to pay £££ to send my son to nursery full time, only for all of my wages to pay for that. We now have a 4 year old and a 6m old so it’s likely I won’t go back to work til baby is at school too.
I know we’re in a very fortunate position to do this, but if my husband wasn’t a high earner it would definitely be a juggle, so I’d highly recommend sitting down and discussing finances and whether it’s financially viable not to go back.
@Amy luckily my partner is in similar shoes and wants me to be a SAHM, we will be fine, I just like having a little bit of my own money and it’ll be rough getting used to not having my own income 😅
We also don’t see the point of me working just to cover childcare costs x
I’m not going back to work, as much as I hate the idea of not having an income after all these years.
I had considered going part time, however my baby is so so clingy and will only come to me and her dad, I don’t foresee her changing much at one year and it would stress me out so much. I also don’t want to miss out on her first years of life.
There’s also the fact that my job had turned awful and I wanted to leave anyway.
We can afford it, I have decent savings as well, although I’ll have to budget carefully.
It wasn’t an easy decision but at the same time, the only real choice for us.
I’m not going back. I’m really scared to not have any independence financially but I don’t want to put him in nursery- I can’t justify leaving him or the costs.
It will be a big adjustment for me and I will miss my job and colleagues.
I'm going back purely because the maternity policy states that if I don't return for a minimum of three months they'll take back the additional pay I've received. It's an NHS job and they pay the standard maternity pay and then additional pay as well, which has been super good to have that bit extra even if it's not much.
I'm definitely going part time though, and once those three months are up I might start looking for another job that suits my family life better as 12+ hour days are not ideal.
I wish we could afford for me not to go back to work :-(
I’m not going back. Took us 4 years to conceive and we can afford for me not to. I won’t like not having my own income, but I don’t want to miss a thing & don’t want majority of my wage to be spent on childcare. I feel very blessed I am able to do this.