Hi I’m a branch manager for nationwide. We have decided against an isa as yes you can get a slightly higher rate opening a junior isa however once the child reaches 18 they have full access to the money without your say so. I’ve seen some naughty children who have spent their mam/dads hard earned savings 😳
We just decided on a future saver account for our little one as means we have total control and can then choose when to give it to her x
Would the parents be able to ask them not to spend it
My 2 are with halifax.junior isa.cant break into till there 18.
Good thing about havin online banking.i can transfer money into there acount each month
Is Halifax available in the US?
The ISAs that I seen weren't worth while in the end! I opted for opening accounts for them through BOS. I have them attached to my own and I can put in and take whenever needed :) when they hit 18, whatever is left in there will be their birthday money lolx
In the UK and Halifax JISA for me too!!
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