Gerber Grow Up pissed me off.
First I was roped in with a "free 30 day look through". To me, that implies I get to explore the plan for 30 days for free. No. What they actually meant is we're gonna charge you and you have 30 days to cancel. That to me is more of a "30 day money back, guarantee"
Then when I tried to cancel the policy, I got a recording through their phone number of "we're busy taking calls so your call cannot be completed" then it hung up. There was NO WAY to Facebook them to cancel my policy. In fact, it took me posting a message eerily similar to this on FB for Gerber to finally contact me and allow me to cancel my policy.
If anybody need helps on insurance, I can definitely help you since that’s what I do for a living lol I don’t mind answering any questions you may have to clarify. I just don’t want y’all to end up thinking something is a great deal and end up with the short end of the stick.
There are basically 2 types of life insurance: TERM & WHOLE. More than likely if you’re paying less than 50$ a month, you have a TERM life insurance policy which means it will end once the TERM is over. WHOLE life means than once the set amount of time you agreed to pay is over, you still have the policy for your WHOLE life.
Anywho, anyone looking for help just dm me! I’m always happy to help a fellow momma!
FOR SURE THOUGH.. always go with a company that can be there for you. If you need help on knowing, let me know. NOT trying to sell to you guys, just don’t want anyone to be cheated.
Find your local Woodmen Life representative. They have the best plans and they're a non-profit and do a lot of amazing things for the community.
I think they are great ideas but a little expensive
Heres a good article on it. From my experience and research “whole life” plans are not ideal investments. I have 529 plans and a stocked emergency fund which would cover any emergency costs.
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