Money Management International MMI

Has anyone used a money management company? I just signed up for one and still a little confusing. I am Going to pay 406 monthly for 4 years to cover all my credit card bills. I am currently over 20 thousand in debt. Any feedback back in your experience with a money management company?
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Is it a debt relief company?

Or credit consumer counseling service. If it's a debt relief company your credit is going to go to shit.

Sounds like a scam that is going to cost you more than paying it off yourself.

Lexington law is really helpful and will fix your credit… the MMI company seems scamish to me

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