Debt
I’m a stay at home mom and I have a part time business.
I maxed out 2 credit cards. They are mine. I told my husband I maxed them out but haven’t disclosed the amount. Their minimum right note to pay is 300$ each and I can’t afford to pay the minimum.
I can’t get a job right now but wondering how other ppl handle debt with out “help”
How did you pay off your cards?
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pay in small amounts of $20-30 every few weeks. usually as long as you’re paying they don’t say much but you have to be consistent.
that or file for bankruptcy but that’s a huge deal
What did you spend the money on? Family stuff or solely things you bought for yourself?
If it’s family stuff, your husband should be paying half towards it too. If it’s stuff you bought for yourself, can you sell them? Or return them?
Ask the credit card for a financial assistance plan. They don’t erase the debt but they may make your minimums lower depending on your income. Gotta pay the minimums. Try a part time job if the business is not bringing in the income you need. Be transparent with each other about finances and come up with a budget here on out.
Why don’t you disclose the amount to your partner? How can your partner help you if you aren’t transparent with him?
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