Is elective induction covered by insurance
I am 38+1. I had a regular prenatal appointment today. I told my OBGYN that i have no signs of labor and I do not want to go beyond my due date which is sep 30. She also agreed and said she would not recommend me delivering after my due date considering my age and other things. She said she can inform hospital (Ascension Hoffman Estates) to book a room for inducing me around my due date. My question is will this be considered as elective induction and will it be covered by my Aetna insurance. Just wanna know if anyone has been through similar situation and if their bill was covered.
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I’d suggest calling your insurance to ask. If the dr puts in the order, you should, in theory, be covered. However, now-a-days things are weird with insurance. A month ago a friend got into a motorcycle accident where she was the passenger and not at fault but is quite broken and insurance won’t cover anything of her recovery. Call your insurance and ask to be safe. Be sure you check the hospital is in your network too (this got a friend earlier this year, doctor and everything was in network but the hospital was not)
I dont think anyone can answer this for you, you probably have to call your insurance
I guess it depends where you are. My insurance would cover critical illness like pre eclampsia, but the NHS does elective c sections free of cost for anyone who requests one and provides a scheduled date (unless an emergency comes in ahead of you.) I imagine only you can ring and ask your insurance to check
More than likely a percentage will be. With my induction, they covered a certain dollar amount for each birth so I did end up paying more for my induction than my unmedicated birth
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