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Military Wives

SAHM Guilt

So I have been married to my husband for 4 years now, have been a SAHM for a little over a year. I’m only 22 and i dropped out of college my second semester to move in and get married with him. Even though i had a scholarship that payed for almost all of my schooling. I never had a credit card. No sort of financial aid. But little did I know that that my mother took out 3 loans in my name. And just found out today that I’m a little over 6k in debt with a very high interest. I have no way of proving that it wasn’t me that took them out since she said it was for my schooling. My husband wants to just pay it all in full and be done with it. But it makes me feel terrible knowing that I am not helping pay for something my parents did when me and him were not even married when they took those loans out. So idk I’m just on here to rant ig because I have no one else to tell this to. I knew my parents were shitty people but I didn’t think they were that bad. Now all of this money my husband has worked so hard to save for us just gets thrown away on something that isn’t even beneficial for us in any way. And my credit score is in the dump since I have been missing countless payments for years. So that’s how my night in going. I feel terrible that I’m not making any money to help pay for it.