Moving out of in-laws house

I’ve lived with in-laws for five years and wanna move out, hubby is kind of on board too but we’re not financially stable yet. He pays mortgage for his family house and I pay for my family house which leaves us in not a great position.

We have some investments and have saved some money maybe around 30K each. But that’s not enough for a house and hubby won’t settle for like a 1 bedroom house either :( I don’t know what to do. I can’t live with in-laws anymore and he will never agree to rent.

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I agree a 1 bed isnt a great idea as you'd have a child who will need there own space. Why are yous both paying for different family homes? Like your parents homes?
I would stop that and pay for my own home x

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Because parents aren’t able to play themselves 😭😭 both our parents don’t work. My dad also passed away. So I help my mum. And his parents pay for other stuff at home like groceries etc and bills. But mortgage he pays which is a lot like 1200 for him 😭😭

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If they can't afford it they need to look at what help they can get and maybe downsize. In reality yous need to think about your child. Could yous stop your mam's rent and maybe get a big house and let her stay with yous till she can get something for herself?
You's can't pay 3 house so yous really need to think about this and have a chat x

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I agree with Lena, you can't realistically pay for three mortgages. Whilst it's nice you've both been able to help you family out, you can't both continue to do this forever. You have to prioritise your child and the family you have created. If parents can't work then there would be financial help available for them towards rent.

Wishing you luck sorting this out x

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We’re from a background where kids are expected to help once they’re old enough n earning good :( won’t be able to take that away from either of our families.

Thank you mamas 😭 I’m hoping for the best. I’m just tired of living with mil and also SIL comes every half term with her kids. Which is annoying. Her kids are 13 and 11. Two boys. N I feel they’re not the best influence on my LO. they’re ok they get along but they’re boys n act silly play Roblox all that crap. Fight 😭😭😭

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If you can't change this because of background reasons then I'd say the best solution would be to get a home big enough that you mum could live with you, maybe even with a granny annex. Then move into your new home with your mum and sell the house she currently lives in. Then you yourself would only be paying one mortgage. However I'm not sure how it works with land registry. My husbands brother was on his mums mortgage and when it came to him buying his own home it caused issues and he had to be taken off the mortgage and land registry before he could get his own mortgage. This itself cost him thousands! Xx

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Also odd that your SIL dosnt help towards her parents mortgage and it's solely down to your partner x

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So can your sil help? Why's it down to you and your husband to pay surly to make it fair she should do her parents bills since your doing yours.
Honestly if you'd have no options n but to help out I would say since you'd hold the power really go get a house with a big bit of land yous stay in the house get something on the property for your family and his family it will be cheaper than what yous are doing. I'm very tough love so I would say it's happening unless you pay your own bills to them. But I no it wouldn't be as easy for yous to say that. But yous need to make a new situation for your family you created as that should come first as Sarah said xx

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My SIL doesn’t work. She’s never worked so I don’t think she will work now. My husband pays mortgage and my bil (who also lives with us) pays some other stuff. And on my side my sis lives with my mum and also pays the mortgage but we divide it by 3 so it’s not too bad. But my husbands one is fully on him and it won’t be coming off any time soon.

My mum and sis won’t live with my husband I think they’re also very private like me. Like we all want our privacy whereas my in-laws want to play ‘happy families’ lol

I know I’m 100% about putting the family we created first. But I’m genuinely feeling so stuck 😓 I used to work full time. Since lo I’ve been working 3 days a week which also means lesser income n no savings!

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