I know there's not really much anyone can do for me but I feel I just need to vent.
So I have just under 3 months left of maternity, I am an NHS hcsw working 4 days walking away with around 1400 a month then give or take 100 or so depending on tax etc.
We havent even discussed nursery for our LO and we unfortunately are unlucky that both sets of gran parents are noy fit enough to rely on for childcare. My mum and dad still work and my partners parents are both retired, but elderly and have multiple morbidities which hinder being able to watch the baby longer than a few hours ( both have arthritis, mobility issues, can't get down on the floor to play etc)
my partner works full time sometimes his days are long due to the nature of caring for animals
Apart from the child benefit 100 a month it looks like because of my partners wage (which is only like 35k before ni/tax) we dont qualify for any help through universal credit etc. But the thing is if we put our baby to nursery it literally is my full wage on nursery and my own bills.... we can't live on that. Since maternity pay I dont co tribute to the mortgage shopping or bills but I'll be in the exact same position once I go back to work ...
I have also got to have my return to work meeting where I can discuss flexible working and currently she hinted that until January they won't be in a position to offer me flexibility to reduce my days for needs of the business... im totally stressed out and wondered if anyone else has been in a similar position and knows of any help available. Happy to be messaged privately if feel its okay. I'm just worrying so much that I'm going to be unable to provide for my baby and have a life....
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You can try looking for options of childminders ( they seem to be cheaper)

There’s the tax free child care allowance as well, I’m not sure how it works but a lot of people use it!
I was in a similar situation to you, I have twins and we just couldn’t make childcare work for us, happy to chat! X

You can get a max of up to £500 every 3 months if you’re spending £10,000 (pro-rated if spending less than £10,000) on childcare costs so up to £166 a month from the government towards childcare costs - there’s an eligibility calculator online if you type in tax free childcare!

It’s a rubbish situation because of you lived elsewhere in the UK you would be entitled to the 30 funded hours from 9 months.
Do you work in inpatients or are you in the community? If you work in the hospital the issue you might have with nurseries are the hours might not suit your shifts and you need to pick set days at the nursery which can be an issue if you work shifts. I am in a community role so luckily the nursery hours worked for me. Our son has recently turned 3 so we are now getting the funded hours which has brought our bill down to around £830 per month (before the tax free) from £1350 per month for 5 days. If you work full time and need full time nursery hours you are talking your full wage. The tax free doesn’t make much difference in the grand scheme of things. If they can’t reduce your hours could you ask for set days temporarily for when you know your partner is off? Or nightshift? I know it’s not ideal. But it could be a way to reduce the nursery need x