This threads about to be controversial I KNOW it. But as a working mom, how are yall just able to stay at home? My partner (not married) owns his own blue collar company, but if I’m not working I don’t have insurance or the new baby won’t either? Daycare where I live is $110 a week, so it doesn’t make sense to not work. Just curious how much yall are paying for daycare or insurance if you’re private paying.
Read more on PeanutThe views expressed in community are solely the opinions of participants, and do not reflect those of Peanut.
Learn more about our guidelines.
😲110 a week. Where are you located ?

Seriously where is daycare 110 a week. Also idk how they do it I also have to work and am not married so I’m trying to find a less physically demanding job for the time being because I don’t know how long I’ll be able to do my current job pregnant.

So when I had my first son- I worked until he was 1.5 essentially. He went to a babysitter 2 days a week from 9-3:15 and she charged $60 and I knew her. the other 2 days a week my mom watched him. (I only worked 4 days a week) I didnt want him in a daycare because I have diabetes and a weakened immune system and get sick super easily, knowing a daycare would send home tons of illnesses from everyones families.
Previously though, me and my now husband were engaged and planned on getting married and then covid happened and weddings stopped happening for a while so we went to the courthouse and got married very lowkey so I could be on his insurance because otherwise diabetes medicine costed $870 a month minimum, every three months it costed $1460.
Also your partner can get an insurance plan for his employees, make you an employee and use that for tax write offs as well. If he has insurance he can attach his son/daughter to his plan- theyre still his kid even if hes not married to you.

I do a combo, but my husband carries the insurance for all 3 (soon to be 4) of us, so I would have it either way.
Daycare near me is $50-80 a day. 12 -20,000 a year on daycare is not a price I'm willing to pay for someone else to get to spend their days with my kid.
I work for a few hours every morning before my husband goes to work and then am home with my son the rest of the time.

I work from home and we pay our nanny $1200/mo for coming M-F for 4-5 hrs/day. It’s absolutely impossible to work from home while caring for kids because I’m on Zoom calls most of the day, so we had to go the nanny route (I personally did nottttt want to do daycare) - I make about $5-6k/mo so for us it makes sense to pay the $1200/mo. I get insurance through my husband, so believe me the SECOND I can quit my job and we can be stable on my hubby income we will, I’m thinking 2 more years MAX. Mainly because I absolutely HATE working. I’m not a corporate girly, wasn’t made for that life haha. I wanna just be with my babies 24/7.

I worked with our first and got laid off with my second (currently pregnant with our 3rd). My husband works a blue collar job (for an HVAC start up). So, we live below our means for now and I stay at home with the kids. As for insurance, because it’s a start up no employer sponsored insurance yet but we purchased our policy through the marketplace exchange and it’s been working out for us for the last 2 years. I plan returning to work when they are school age

I live in a low cost of living state and daycare is still minimum $200 per week per child.
Often times it is more affordable for one parent to stay home with the rising costs of childcare in our country.