How were the out-of-pockets for your childbirth/ delivery handled?

Kinda converted by insurance except for like $700+ in my son's name...I don't like that but whatever. I had a charity pay for that because I she my husband were broke.

Our BCBS plan deductible hadn't been met so we paid just around 5k and got a like 400 refunded back to us several months postpartum after billing came through and showed we overpayed. All our money is joined. At the time of my second I still had money contributing from my job/mat leave. This time I'm a SAHM but we just did monthly payments on it and are expecting partial refunding the same was as last time. With my first I let it hit collections and then wrote off as bad debt so yes my 10k bill eventually hit my credit but it fell off after 7 years. I was 15 when I had my first so there wasn't really any other way for me to tackle that at the time.

I had Blue Cross Blue Shield and met my out of pocket maximum like 3 months into my pregnancy. So I paid nothing after I reached my max!

My husband's insurance paid for most of my births. The rest was at least 90% covered by grants he applied for through the state. At least in Ohio, you can apply for grants to defray the cost that pay out on a sliding scale based on family income in relation to the poverty line.

Where’s the option where you did small payments towards it until it was under $500 then let it fall into the hands of debt collectors LMFAOOO 🤣

We are 550k in medical debt. We didn’t.

I either paid $100 or nothing for both of my csections. I can’t remember if I still have to pay the hospital copay when you are actually admitted to the hospital. Regardless, very lucky to have excellent insurance! I have Carefirst which is like a subsidiary of BCBS. But it’s not so much about what company you use but what your specific plan covers.