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Maternity pay (UK)

Hi All, looking for advice. I was working full time but now on maternity leave and getting maternity pay (£148) after 6 weeks 90% payout.

My husband also works full time. Is there any other financial support for mothers or is that it? How do people live on that?

Any advice and tips on how you managed on maternity pay? Money saving tips, any other benefits, charities offering practical or financial assistance?

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You will get child benefit which is about £80 for 1 child a month. There may be other entitlements depending on your husbands salary, but I think most people don’t qualify for anything extra.

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Have a look at sprout perks. It’s a like a discount site for mums on mat leave.

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I’m in a really bad situation when it’s come to smp. I changed my job in Feb and when we went into lockdown I found out I wasn’t eligible for any furlough payment. I fell pregnant in April and now because I’m technically still employed but had no pay since March (store still not reopened) I have not qualified for smp as my earnings to low! I can now only apply for maternity allowance which from what I’ve heard is more than half less than smp. I don’t know what to do. I’m now in so much debt to try and get by the past 7 months and now. My husbands earning pays the house and car bills but my personal bills are just adding up. I do get some tax credits but it’s not enough to live on with having two growing kids. 😫

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I can live on about £600 a month because aside from rent and about half the household bills which my partner pays I have pretty low fixed outgoings. Also my company screwed up my pay a bit so I was over paid which about equaled £600 per month for the last few months but I did have this covered with savings id made while pregnant. Also the last month was using my annual leave so I was one my full pay again so I could top my savings account back up a little.

For the next baby I likely won’t have a job (freelance) so I’ll get less maternity pay so I need to save up more especially as I aim to keep my first in nursery and I won’t get as mush child benefit for the second but at least I have a lot of the stuff already.

I buy an awful lot of my daughter stuff second hand which massively helps and I can sell stuff to recoup costs too.

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You guys are so lucky. In the US, you either go back to work after 6 weeks, or you make sure ahead of time you are set. They don’t pay anything after 6 weeks. Some companies if you’re lucky will pay up until 12 weeks, but you’re on your own after that.

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Nope not at all from me we had enhanced pay but I wasn’t there 2 years the struggle was VERY REAL luckily my partner was on hand

I’m actually going back now and luckily will be working from home the majority of the time if I have another it will be wel saves for this little one was a big surprise lol

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