Hi girls,
I really don’t know what to do.
I’m back to work working part time 22.5 hours and I get paid £1000 a month, my overdraft is £1000 so when I get paid I literally don’t have any extra money spare.
My mortgage is £500 and with all the added extra bills of council tax water electric etc I’m left with only £200 spare.
My car broke down this week the day I got paid so I’m left with nothing.
I’m not eligible for universal credit because my partners name is still on the mortgage.
Does anyone have any advice to give me of how to get out of this situation.
My son is priority he’s only 1 so any extra cash I have goes on him always.
I’m really worried this month as I don’t have any money to keep to us going.
thanks in advance
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Have you spoken to the financial difficulty team at your bank to discuss the situation with your overdraft?

This makes me so sad it’s not right we should be struggling in this country.

Forgive me i don't want to talk out of term.....Is your kids father not helping you out at all?
After all if he's name is on the mortgage, he should be contributing more especially if your left paying the bills and also feeding your child etc etc I mean no malice or anything I'm just one concerned mother As life is really tight atm!
Also if dad isn't paying perhaps go down CSA route 💜

Are you getting child benefit? Its not much but £100 a month