Childcare cost

Not sure where you’re based, but I’ve been looking at nursery’s and was shocked with some of the prices and charges. We found a childminder/nursery (she has 8 staff and 15 children max) and only pay £6.50 a day with hot lunch, snacks and trips included.

Can you look around to see if a childminder may be better? X

I’m a bit confused when you say you’ll have nothing left. If I assume you work a 9-5 job, then reducing your hrs to 4 days P/W would leave you with a pro-rata’d salary of around 32k per year, which is around 2,650 pre tax a month.
If you’re eligible for funding and your child is in nursery for the full 4 days then you’ll have 22hrs funded and 18 at full charge. I’ve worked this out based on my own nursery charges and that would cost around 1k a month less 25% that you’d benefit from the tax free childcare scheme.