Sticky situation.

We are in similar situations. My husband and I are currently expecting our first and are in the process of paying off debts. We'd love to get a house but we want to be debt free before we do. Since we are pregnant, it has definitely chipped into our finances more than we are used to, but we've been flexible and patient with ourselves during this time ie even though we aren't able to make as much progress as we'd like (in the most aggressive of payoff of terms) and instead we are still making progress, able to celebrate and enjoy this time, and be honest about our adjusting needs. So with that being said, obviously that is going to continue to be the case after baby is here, and while we would love to get a larger place (even if it was renting versus a home) we've decided that what we pay here is too good to pass up. As it serves our needs well currently, though small, and allows us to continue saving and working on our goals.

My knee jerk reaction was there’s always plenty of time to earn money and buy houses but there isn’t always plenty of time to create a baby. However I’d also be really real with yourself and think, can we honestly have two babies in the flat and if we had to move to a bigger flat/home will I be ok that we might still have to rent? Educating yourself on ways to invest money to help it grow while you are on maternity leave is a good idea if you can spare anything for savings. So even if it’s small, it’s better than nothing. Better to be empowered than just wish and hope for magical perfect time in life as it’ll never be the right time for either growing a family or buying a house. Xx