PT 2- Financial Goals: What you need to know.

Setting financial goals is important because they provide direction and motivation for your financial journey. By having specific, measurable goals, you’ll be able to manage your finances, reduce financial stress and achieve financial stability and security.

To stick to your financial goals, it's important to:

1. Review your progress regularly: tracking your progress will help you stay motivated and adjust your plan when needed.

2. Celebrate small wins: Celebrating your progress, no matter how small, will help keep you motivated and on track.

3. Stay accountable: Consider finding a financial accountability partner, or join a financial support group to help keep you accountable.

4. Be flexible: Life is unpredictable, and your financial goals may need to be adjusted along the way. Be open to making changes to your plan when needed, but always stay focused on your long-term goals.

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in our community

Looking for a bestieee!

I am a first time mom, I don’t really have a lot of friends, especially friends who are pregnant or already have kids so it’s really hard to connect with people. I would love to get to know people and have someone to be able to talk with and connect with! I can’t see waves 😭

Am I justified???

I have a friend of 12 years we met through work. We are both pregnant (2 weeks apart) . We have been supporting each other through the pregnancy. It has been great because she has kids and has done this pregnancy thing twice already and just nice to have someone who gets it. We live an hour distance from each other so we made a commitment to meet every couple of months.
We met last time in January end of 1st trimester celebration and we went to their place.
For our March meet up we agreed somewhere mutual to do some baby shopping and see each other on a Saturday.
I asked her about meet time several times and she kept on saying she needed to check with her partner
Last time I asked was Friday before our meet the next day at 8pm and she was still checking.
Saturday (day of the meet) morning I heard nothing but didn't want to come off nagging. Bear in mind I can see her posting stuff on socials. Nothing all of Saturday nothing Sunday nothing Monday then Tuesday 9pm I get a 2 sentence apology "sorry I forgot and sorry it took me till Tuesday to realise'

I have ignored the message because I am pretty angry. I just feel disrespected and that mine and my husband's time is not valued of theirs. She didn't even bother to give a good excuse ? Am I justified to be angry ?
I do hold a grudge so I can overreact

How’s everyone handling going back to work?

Do you think it’s been easier to get back into a routine? Or is mom guilt killing you?

Lonely

Hi I’m a stay at home mum to my 2 year old girlie. I love it although it is challenging at times. I’ve lost all my friends I only had really two close friends and they no longer keep in touch which is hard as I thought they would. I’m so lonely. Does anyone else feel this way?

Need advice on my partner

Me and my partner have a mutual agreement that he cares for our baby over the weekend (including the night) as in the week hes home at funny hours due to work. If he decides he wants to go out with his mates I happily look after our little one but this weekend we got into abit of an argument I went bed and at around 11pm and woke up to him not at home and our baby crying, he had snuck out to go clubbing and left me with the baby, I wouldn't be bothered if he had told me before I went sleep so I knew to wake up with the baby but he didn't he also lied to me when he eventually got home at 4 that he had been round a mates. I've chose to try and move past it but I'm just wondering what other people would do in this situation x

Surviving finances!

Does anyone have any tips on how to survive mat leave on just SMP?

Does anyone do any side hustles or self employed work?
Need a way of making some money on the side!