Advice on budgeting money! 😭

I’ve heard a good thing to do is track your spending. Every penny. This naturally motivates you to spend less, and also helps you realize just how much you’re spending (probably more than you think) and where you’re spending it (probably not as many necessities as you think)

thank you so much! 🫶🏻

We used Dave Ramsey Financial Peade University, the class was offered via church. We don't follow it to a t, but we use some items.