Has anyone been on a DMP with stepchange and then gone onto SMP? I have been paying down my debts with Stepchange, but obviously with the pay cut that is SMP (losing 55% of my monthly income), I wont be able to afford to pay.
I don’t want to get in trouble with my creditors as it’s not like I don’t pay my debts😞 are they sympathetic at all to this? Do they put things on a pause or anything? Really worried about it!
The views expressed in community are solely the opinions of participants, and do not reflect those of Peanut.
Learn more about our guidelines.
Step change can put a pause on things but the price will just rise and they’ll contact you 3 months after to say you’ve gone into to much arrears.