I’m worried.

Check local buy nothing and freecycle groups. If you're in the US, talk to your pediatrician. They'll have samples. You can also literally call CPS on yourself. They get a bad rep but they're really about keeping families together. They'll refer you to resources. You can talk to a lawyer about bankruptcy or look into how to get debts wiped away. If your situation is desperate, pay just your card minimums. Feeding your child is more important than your credit. Check food banks for you and your husband. Sell whatever items you don't need.

Unfortunately, being a SAHM is kind of a privilege, especially if you're in the US. You may need to get a job, especially if you are and/or have been living above your income. You need every penny you can get to get things under control.

Good luck. I hope it works out for you. 🙏

It might be time to consider working from home. Seems like your husband may not be able to do it alone. Wishing you all the best, plus this may be your time to shine.

Yes either part time, work from home, even Amazon flex is some fast cash doing deliveries and also bring baby with you

unfortunately it gets kind of hard. My husband will get home at 10/11 and goes to bed shortly after and he leaves at 6ish. My son goes to bed at 9/10 and wakes up at 8. The schedules are conflicting and I’ve looked into flexible graveyards and it just doesn’t work out. To top it off I don’t have a vehicle.

Not sure where you live since cities are busier, but delivering for Instacart, Uber Eats, or Postmates pays out at the end of every week and averages $20 an hour. Since no customers are in your car, I don’t think there are vehicle requirements besides that it’s legal to drive and that you’re licensed.
If your husband or a friend are available, you can bring the baby and they can wait with them in the car and play on their phone.
Your husband doesn’t have a vehicle that you can use and you can drop him off at work and pick him up when he’s done?

House cleaning jobs are also pretty easy to get and usually pay cash after the day job is completed.

Search for any freebie pages in your local area on Facebook. Food banks etc.

Try to go to your local pregnancy center the give diapers and I believe formula for free no charge. If you need other things like a stroller or clothes you can do classes and earn points to get things.