Struggling financially

Hi mums,

I need some advice. Me and my parter were doing okay, but not having much savings when the baby arrived. I am now on SMP and our income significantly dropped when the bills etc. stayed the same. My partner found some additional work but it’s still not the same and I can’t work as we have no one to help with the baby and she is too small to go to nursery.

I also read that most likely we won’t be eligible for the Universal Credit because of my partner’s earnings. How do we solve it as it’s barely enough for the bills and we will start accumulating debts 😭

How are you managing with pretty much just one income?

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