Im 26 weeks, and trying to prepare myself ahead of time with things cuz I have the tendency of relying that I have time and ended up forgetting them ( bad habit I know ) I know they told me I have to have a pediatrician before my baby is born, but how do I do it if the baby hasn't have an insurance, I went and Google and to have and insurance its after the baby is born. IM SO CONFUSED. HELP PLEASE !!
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I think with my first we chose the pediatrician. And then once born we had 30 days to add her to our insurance, then all things regarding her were sent to the insurance, so we ignored the initial billings until we got the updated bill from insurance... I hope that helps

Not sure if it’s the same for all insurance companies. But for mine baby is completely covered under my husband/me. We then have 90 days to actually enroll him and submit all of his documents. Coverage is backdated from the day baby is born. If we miss the 90 day window we will have to wait until the next open enrollment which happens at the end of each year & everything until then will come out of pocket.
I would suggest calling your insurance company to see their policy as far as newborns. Also, if you find a provider you like contact them as well. In most cases you’ll still be able to select a Dr for your baby while pregnant. Once baby is born and you visit the Dr for the 1st time you’ll then fill in all the insurance information