Is anyone else struggling with debt? It’s so hard these days, I’ve got over £1k on my credit card and I can’t seem to shift it. Life is so difficult at the moment with the cost of living etc I have 2 children and a partner but he doesn’t really contribute to the children and we each buy our own food I cloth the children. I’m just struggling so much I work but earn a pittance and I’ve been using my credit card for food and fuel I hate life right now
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I’m so sorry love! I have been in that stress and pain. I honestly wasn’t able to get out of debt until my kids were teens and I got a second job. I know this isn’t comforting but it’s true. I had to just survive. I ended up with nine credit cards so be able to rotate my debt. It sounds like a lot and it was. It took very strategic planning and working to move money around and make it work. I’m truly sorry you are in this situation and I pray relief comes much sooner for you than it did for myself.

It can be a vicious cycle with credit cards and the minimum payment takes forever to pay off especially if you are still using it. Money and Pensions Service fund free debt advice across the UK and I would highly recommend scheduling an appointment with a debt adviser to discuss your situation and what the options are

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