Need opinions
Boyfriend: Mortgage, Hoa, Utilities
-works full time
-takes out trash
Girlfriend: Groceries/Necessities, Internet, Furniture
-works part time
-all childcare
-all household work
Car payments, phone bills etc. are personal. Is this a fair set up?
My boyfriend thinks I should be paying more bills but I don't think so because I earn less & do all the household labor. Also when calculating the percentage of our incomes spent on household expenses it comes out to a pretty equivalent percentage.
I suspect he's overspending on his own personal things because doing the math, he should be accumulating a savings with a moderate spending budget per month. But he says he is losing money dramatically and needs extra help. While I'm able to build a savings but I'm very frugal with what I spend on myself. But like I said we both contribute about 75-80% of our paychecks to household expenses so that leaves about 20-25% personal for each of us to do with what we wish.
Let me know if this is generally fair
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I think you need to look at all finances together and if he needs help for a few months as a one off while he gets a handle on things but you can't be subsidising spends of luxuries - that's not fair.
I think it's unfair on you! All childcare and all housework? Nah, he's an adult he needs to contribute to the running of the house too, and that includes chores and childcare.
It’s unfair because if you’re living together and have a child together why are your finances separate?
All wages should go into a shared account and all bills go out of that, including all spending on necessities.
When you say he works full time, is he working 16 hours a day and only coming home to sleep? If not then why is your labour exceptionally higher than his? What does he do while not in work?
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