Child tax

I would put it where it's needed most. If that's creche then so be it. If it's food for the family then that's ok too.

Her Savings every month

We just put it wherever it is needed (my boys are only 9 months) so we still need nappies, formula, wipes etc - but I wouldn't feel bad for using it where needed. If you can put some into savings one month then do that, but don't feel bad if you can't xx

Wherever it’s needed. If it’s going to ease your stresses then I think LO would prefer a happy and calm mummy then savings in her bank in the long run xxx

that’s not what I asked and my child is well looked after with plenty of food and clothing and everything else that she needs! My child has never gone without. I asked for people’s opinions not for judgement your reply is not necessary. I understand not everyone is willing to talk about their finances however for me I’m an open book and that isn’t something I’m afraid to shy away from in conversation if you don’t like that then scroll back lovely

To be fair I don’t think meant this to sound as it did.. I think she was trying to make you feel better about using it on the crèche and generally spending it on whatever is needed for your little girl xx

came to say the same, if not savings then wherever you need to fill the gaps like Christmas and birthdays maybe x

Right now we are ok for money, bills paid, food on the table and abroad holidays so the child benefit i receive i put in to my baby girls savings and then top it up.

I have thought about using it towards her swimming lessons as they are £104 a month but it was my choice to put her in that swim place so it falls on me to pay it 🤣

it’s for whatever you feel necessary. My baby is always fed, she’s got more than enough toys and always got new fitting clothes and we’re good in terms of money for everything else. So why would I not put it into her savings? It’s simple logic. We’ve worked out that if we put that away for her that’s over £17k in her bank before any other savings money. And that’s definitely beneficial to a child.