Money

No he leaves me the debit and/or credit card so I have money to get things.

He put his card on my Apple Pay so I’m never stuck for money as I don’t work.
Do you get a monthly allowance? Xxx

I was wondering if he could do this, I just wasn’t sure if it will let you add another person’s debit card to Apple Pay

He leaves me access to all cards on my Apple wallet & I keep one of his credit cards handy for gas/food if needed.

yeah you can hun :) you just add it onto your Apple wallet then he just accepts it for you! :) xxx

I used to get X amount from my husband each month, and honestly, I liked it. It gave me about the same as my full-time job back then, since I had savings for my time off work too (I didn’t get maternity pay or benefits).

Now I work for myself, so I choose my hours but still do some house work since I’m home more (but we’ve started outsourcing now like having cleaners and using laundry service).
My husband picks up the rest after work, and we both relax and go out on weekends. It feels more balanced now, and I actually earn more but anyway yes I used to get X amount. Did you have a question regarding that? xx

I worked until 2.5 yrs ago. I had my own bank account and added him to it and I'm in his, When he gets paid, I transfer money into my account that I need to pay the bills that come out of my account. I handle paying the bills and dealing with the house, dogs, baby etc, he makes money

Since before I was 🤰🏼 he wanted us to open a joint account (his money- he says is our money- both names) but we haven’t had a chance yet bc of how insanely hectic everything has been so for now He keeps most of the cards with him bc he does 90% of the shopping himself (it’s funny he FaceTimes me when he gets to the stores or sends pictures 😂) bc I’m usually stuck at home 🤱🏼 bc our son is milk monster - he always says all I have to do is to clean because his level of what is acceptable and mine are drastically different just not up to the standard necessary for my peace - same as cooking for him too - also even before I was 🤰🏼 & still working He had the same mentality in terms of money so nothing changed- it was always like this) but I have all the info & use the cards too .. sometimes I buy things with my own 💰 if it’s more convenient but it’s 1-2x a yr besides a 25$ bill I keep forgetkngto transfer

Since I been on maternity leave we had UC but this always depends on his salary. But now he is earning more so I am basically getting nothing. I have been using my savings cause husband had lots of things to pay. But I feel like if I had to use most of my savings to pay food, sometimes half of the rent and on top of that do everything in the house and our child and I don't have time for myself even to go to the gym or monthly payments.... I don't know, I feel I'm doing more than him then.

He also told me I should use the tax extras we got bc of our son on myself but I’m the saver & he’s the one who likes to buy stuff & put money into business ideas etc so besides buying new glasses I’d needed for 8 I haven’t “used”it & I think it was actually less than the amount of money we got from christening which he said I should keep (after we paid off the priest & costs of throwing etc) — it’s similar to how it was when I was married before - his money is our money & he gives me money for extras when we have more for whatever reason .. the difference is with my ex we were running a business & he did the books for business & using the family budget with it bs now sons father wants me to do mos rid that bc of how im the much more “fiscally conservative 😂 “ of the two of us

Nah you can’t be paying bills with your savings and looking after your kids and the household on your own. That doesn’t make sense. What is your husband doing? Sorry I hope you don’t take offence, it’s just not sustainable and it’ll make you frustrated like you seem to be getting to it now.

I have his card I tap freely for my social outings, hobbies, daily spending of petrol, lunches brunches dinners entry to places, parking and I get myself a Shein package monthly of dress heels makeup skincare hair/nail stuff, hobby stuff self care stuff. My dance of $60/w comes out automatically direct debit also, 2 dance classes a week on a 6monthly agreement/term. (Level 3 salsa is 8m I finish in Jan) My sahm expenses is about $200-250 a week that includes everything I mentioned.

I need tips because all of that for 800 - 1k/ month is AMAZING! Can you itemize everything you buy and what it costs you per thing?

Edit: I know you're in Australia, but it's interesting to see what maintenance look like in other countries.

I'm a WFHM, but I am an authorized user on like 6 of his credit cards so if I need to buy household things, I cna just swipe without regard. I just tell him what I'm buying and the price so he can track it.

We are married so we have a joint bank account. I have equal access to it and it is my money too! We both follow the same “rules” with spending

I was just about to say it depends where you live. I budget like that as well and I was in Las Vegas.

You can try doing the class pass where you get a monthly access to workout classes and facials.

We have a joint account and thus I can access all of the money he earns. I buy things like groceries, fuel for the car, school supplies, basic necessities like essential clothing for the kids, etc. without consulting him, but I will consult him on larger purchases and things like when the (teenage) kids want a more expensive version of an article of clothing instead of the cheaper one I was going to buy etc. Everything we buy gets recorded so we can track our spending and make sure it stays within our budget

he works as a chef

I'll look into the class passes to see the options!

What bills does he have to pay to where you have to chip in on rent from savings… that’s not fair

@Nai he has been tight since he has been fixing his van for months.... which I told him to sell it. He pays rent. Council tax, electricity. Water bills. I have been paying food, wifi, and time to time half of the rent. Plus transport, clothes, activities etc