Who else is having to change their spending habits because of living costs?

Judging by your comments, you didn't have a toddler in your mid 20s. If you were still childless and living in the same exact accommodations as you were then, I imagine you would have more wiggle room.

We’ve adjusted some things that are easy fixes, like quitting some memberships and doing a lot more DIY stuff.

However for us we just had to earn more. I took another promotion between baby 1 and 2, studied for another part time degree, went back full time and added more to the household income. My husband did the same, earning a higher income.

Between our 20s childless and our 30s with two kids our incomes have more than doubled and that’s the only way we stayed afloat. If we were still on our salaries from 5-10 years ago we’d be buggered here in London.

Feeling the pressure aa I am newly single on around £39k a year. Its Lidl or Asda or bust here!

I’m not feeling it but I think it’s because I’m naturally quite frugal. I always cook from home rarely get take out because I just don’t really like to I am shocked when people say they order out multiple times a week. I do like to dine out occasionally though. I enjoy buying things off Vinted and finding a good deal plus I pretty much walk everywhere. That being said we do live in a small two bed apartment and I’d love to move into a house but right now that would definitely leave us with less income so we’re just making that sacrifice which will mean we have more disposable income

It was already bad for us, we've already had to switch brands and things... but now? I feel like throwing up every time I go shopping cause I'm losing more money than I used to

The price of minced meat had me gobsmacked last night 😲 then the price of cheese too! We've started buying certain things at Costco - peppers, cheese, fries, bread, onions - all cheaper in Costco and last longer too but just such a ballache going there

I had to get a full time job because we could no longer survive without it.

We quit almost all our tv subscriptions , I meal plan for the week and buy only what we need , I don’t buy snacks or treats , no one gets new clothes ever and my toddler gets hand me downs from friends/family ,

We've just done our finances and after absolutely everything, we should have £700 each disposable income. That should be enough but I think we've been spending lots on days out etc

We're high earners (£105k and £97k) and we try to keep costs low so spend up to £100 a week on food with the odd top up shop for bread, milk and fruit if needed.

You also have more disposable income each month than we do 🙈 we give ourselves £500 each as pocket money to spend or save as we wish.

I was paying 975 a month for a 4 bedroom house in 2019 now I’m paying 2250 for 3 bedroom 🥲🥲🥲🥲

My husband has increased his income every year, we both have our vehicles paid off, don’t have credit card debt etc but if you’d have told me 10 years ago the annual income I’d have by now I’d have been like wow so I’m gonna be wealthyyyy🤪💅 but no, things have gotten so bad that I’m still not saving for retirement, still having to budget militaristically, still can’t afford to buy a home, just fricken grinding lol. I mean I’m grateful I’m always able to provide the basics for my kids but it really feels boomers kicked the latter out from under them and are now playing in our faces as if people just dont have grit anymore to make it to what they were so easily able to achieve

They've started putting chocolate in locked boxes in the shops here 🥲🥲

We spend a crazy amount in the supermarket every night and it adds up so quickly over the month. We’re thankfully not in a position where we need to change our spending habits but wish we could make more of an effort to try and save on costs.

When I was on maternity leave we did make a conscious effort to lower our costs in Tesco. We continued to buy the stuff we liked but I made a meal planner and bought everything online and I collected weekly. We saved so much money. I don’t know if that would be worth trying? X

Yep but my situation is completely different because I’m currently not working solo mum to 2 kids. I’ve always been a budgeter however now I definitely know I have zero wiggle room.

YES OMFG I am SAHM but I’m retired medically from the military so I get a nice check on top of my husband working at the VA doing lots of overtime and somehow we’re still struggling it makes no sense 😭

We just finished paying off a car loan, so we’re ok.