Childcare

Can someone please explain to me how the childcare thing works. I have all my codes and accounts etc but how much do I need to pay into the childcare account to pay the nursery etc its so confusing 😕 step by step guide would help but also anyway so I can better understand it 😅 we're doing 11 hour spread over 52 weeks.

Read more on Peanut

The views expressed in community are solely the opinions of participants, and do not reflect those of Peanut.

Learn more about our guidelines.

Add a comment

Every nursery will be different because they all have different charges and charge for different extras. Your best bet is to ask them what will be due (they will be asked this all the time). Then you can work out what you need to pay into the tax free childcare account xx

Now our TFC account is set up, my nursery has just sent me a breakdown of what I need to pay each month and I will set that up as a monthly payment. Don't forget that you also get 20% extra on what you pay in from the government, up to £500 per quarter x

How long ago did you apply? Mine took AGES to be approved (nearly a month) so just wasn't showing up! x

Honestly my partner called up the nursery to ask and well he apparently gets it but I'm still like whaaaaaat!!

Might be worth calling them. I applied early July and didn't get it approved until early August! At least then, they can check whether anything is holding it up. They were very helpful when I rang x

Do you happen to know if you're allowed both - roughly £100 a month child tax credit and the 20% tax free childcare. If not I'm sure for some people like myself who only has their child in for one day the child tax credit works out more beneficial

No idea - sorry! x

in our community

Is this clever or cruel?

My husband and i were talking and with social media and the internet in general being a terrifying dumpster fire, we are trying to figure out the best way to keep our son safe while still teaching him how to safely be online and moderation.

We landed on the idea of giving him the 90's kid treatment. A computer in the living room for us to keep an eye on what hes doing online, and once we feel hes mature enough to hang with friends without adult supervision he gets a flip phone. When we feel he is responsible enough and he earns and saves up the money for the physical phone, case, and screen cover, then we will be happy to take him to get a smart phone.

I thought this was air tight, but now my brother says its cruel to give a kid a flip phone, and besides he can just use his friends phones at school.

My husband and i remember a time before the internet, and we remember having complete access to something no one understood yet. We saw unspeakable things and are always battling with the urge to put the phone and social media down. I dont want that for my son, especially with his brain so vulnerable still.

If your partners parent passes away

And you and that parent didn't get along are you still go to the funeral?

Not my situation!

Partner no longer wants baby #2

Before our son was born we originally both wanted minimum 2 kids but we were hoping for 3-4. My partner found the birth traumatic to watch and also struggled a lot with the newborn/baby stage. He no longer wants to have any more children and it’s completely breaking my heart. I need another baby. We’ve spoken about it a lot and the options. He said he wasn’t COMPLETELY closed off to it so I asked him to try and work through his feelings and reconsider his decision. He eventually said he definitely doesn’t want another. I know that I will always want one and my feelings will never change. Do we have to break up or does anyone know anything else I can do to help change his mind? Has anyone else’s partner said this and then changed their mind? I don’t want to break up because I adore him and our life together and I’d hate to split up our family for “selfish” reasons and make my son miss out on having both of us together but I just don’t know what to do

Nursery funding

My child turned 9 months last week. I applied for government funded hours nearly 2 months ago and so well within the required timeframe for the April term, however upon receiving my first invoice without the funding applied and having questioned this, I have now been informed that the stretched funding doesn’t start until 4th May.

Has anyone else been told it won’t start until May?

The government site states it should start from April 1st, and so I intentionally set my nursery start and return to work as the start of April for that reason, knowing that I wouldn’t be able to afford the nursery on my sole income without the funding

Jealous of my husband

I’m so jealous of him and it’s making me resentful. We have a ten week old and I’m jealous that he is at work all day. I’m jealous he can leave for lunch and actually eat an uninterrupted lunch. Take a phone call uninterrupted. Chat with a friend he runs in to uninterrupted. Even go to the bathroom when he wants uninterrupted. He comes home from work when he wants. He’s not on a set schedule. Some days are late some are early. It depends on when he’s done. I’m jealous he can come home at 10pm and shower, eat and go right to bed uninterrupted because I already have the baby asleep. He doesn’t have to worry about anything house wise or baby wise because I’ve done it all. Meanwhile I’m covered in puke and crap and smell like rotten milk. When he is home he is VERY active and helpful. So it’s not that. I’m just jealous his world hasn’t changed and mine has I guess. This isn’t something he’s doing wrong so I’m not sure how to get past this. I wish I could keep him home all day because that’s how helpful he is, but I understand he obv needs to work.

Calpol

My mum has just given my 4 year old calpol because he asked for it. He isn’t poorly (although was last week, been fine this week) he just likes the taste of it. My mum didn’t check, didn’t ask, just gave it to him and when I’ve questioned her she said “he asked for it”. Then quizzed 4 year old who said he asked for it because it tastes nice.

How would you react?