i’m a mess and have no idea what i’m doing
my husband works and im a stay at home mom. my husband works very hard to support our family. im 20 weeks pregnant, and the cost of putting my daughter in daycare would make my working pretty much pointless. that’s why im not working. but idk. i guess im more just venting atp. we barley even have the money to afford out day to day life and we dont go out on dates, we dont buy unnecessary items or things like that. we live in a 2 bedroom apartment but my husbands mom still kind of lives in the other bedroom. she refuses to move out for some reason even though she basically lives with her boyfriend anyway. so it’s me, my husband, and our 2 toddlers all in 1 room AND we have a baby on the way. even if my MIL moved out, this apartment isn’t big enough and my husband doesn’t make enough money. we didn’t mean to get pregnant it just happened, i never would’ve planned for this knowing how our financial situation is. idk im just really stressed out and i feel so bad for my husband. he’s paying like $800 of his paycheck for insurance for my daughter and i. it would be really helpful if we just didn’t have the insurance and we could use that money. but then my daughter and i wouldn’t have insurance. he would, and so would his son. and i feel like if i did that i’d be failing my daughter a little bit. but if i get her on gov insurance they’d go after my baby daddy for money which would result in a paternity test, him being on her birth certificate, and a custody agreement which i don’t want. i just don’t know what to do, any advice would help.
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My friend went through this. She didn’t want the ex involved and knew even if she said she didn’t know who the dad was they would make her list potentials. She wrote a letter saying the child’s father paid x amount of child support a month based on an agreement outside of court. They left him alone. It was an amount that still kept her eligible.
When I had my first her bio wasn’t involved. Didn’t want to be, he took off when I was 6 weeks pregnant. But I got on Medicaid, WIC, SNAP and they never asked for details since he wasn’t on the birth certificate. Have you asked about that directly yet? They can’t just dna test whoever they feel like to see if they are related to her.
I don’t that that’s accurate information I could be mistaken but just because you apply for health insurance that does not mandate a order for anything unless you have him on child support . I was strongly urge you to try the worst the can say is no. Insurance tiers are based off income if you have a household of 3 with only one income you may qualify
Crap in order for gov help no way around that they would do all that um maybe he can get more hours or a better paying job me and mine is both working and both struggling
As well to pay for a lot of things
Everything went up at the store’s and restaurants even gas is up to
Hi darling! Have you looked into Medicaid to see if you guys qualify? Based on what you’re saying, I think there’s a good chance you might.
You could also check out insurance through the Marketplace. When I looked into adding my son to my job’s insurance, my yearly cost jumped from about $2,000 to $9,000 😳 So instead, we got him his own plan through the Marketplace and we pay about $150/month (around $1,800 a year). Altogether, we’re paying about $3,800 instead of $9,000 haha.
If you want help looking into options or figuring it out, let me know 😌
They won’t go after him for child support if she was on Medicaid, bc yall are together and her dad lives in the home with yall. My daughter has Medicaid and bc all 3 of us live together, they never tried to go after him for child support.
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