Question for SAHM

My husband is a powder coater painter making $30hr and getting paid every week

Currently we are staying with family because our truck is draining our bank account in repairs

My husband works in sales for an AV company. Some months we are tight and then a bigger commission month roles around. I also have 5 hours of remote work i do a week and in May am bringing in 1 kiddo 2 days a week for extra income

My husband will stay at home when our first is born, and I will work. I work for a technology company managing relationships. No student loans, no car payments, mortgage is $2,300/month, other reoccurring bills (phone, internet, car insurance, etc.), is about $400/month, food is about $500/month … we live somewhat frugally but travel a ton. Have two dogs with occasional vet bills. We do have a side furniture business that’s bringing in a good chunk of $$ on top of my pretty decent salary. To be honest, it seems like a lot of people have vehicles with insane car payments instead of just buying a car that is affordable (sorry — but, that’s where I see a lot of my friend’s money going when who are struggling financially).

My fiancés is a construction worker, anything inside and outside a house he does. I’m a sahm with a three year old boy and a nine year old girl. We rent a house and have tons of bills. We can usually afford everything but his checks come in when the job is done so for example, we’ve been waiting three weeks for a check and currently behind 😅 but when the check comes in we get everything back on track.

My husband is an air quality manager in oil and gas. We cut back and budgeted and made it a priority to pay off our vehicles while I was pregnant. That opened up funds for me to be able to leave my job after maternity leave.

33 weeks pregnant. Had to stay home since 9 weeks.
My husband works as a chef in restaurants, 14year career. So he is a higher paid employee at his restaurant making $25 a hour.
When he’s working his full 40 it’s okay, but it’s been slow the last 4 months. So we are currently struggling and have had to rely on our credit cards.
But when his hours are good he’s making roughly $3500 a month and our bills run about $3300 a month.

I honestly use rocket money budgeting app, I pay $6 for premium and it helps me see our bills and spending. It helps me tweak our budget as needed.

Under $80,000 in Denver metro and three young kids. I’ve stayed home for 8 years. We have a beautiful life and have been able to give our kids all the cool things (trampoline, water table, sandbox, swing set, etc). You just have to make it work if you really want to be with your kids - like having bananas and oatmeal for breakfast because they’re affordable… We pay over $400/mo in student loans though and own our cars.

My husband is a disabled veteran who works full time as a heavy duty specialty diesel mechanic/welder $36hr, mortgage is over $2800, we have one toddler and I am due in 7 weeks. He's paid weekly and does get overtime plus monthly VA disability check. Health insurance for myself and the kids we pay for via his job, no medicaid, no wic. We both occasionally will do side jobs like mechanic work or pet/child care. Two vehicles, one paid off. We are blessed. This time last year we were struggling to pay everything because my husband was injured on the job. Now we are paying the bills and are able to focus a good bit on our debt, eat out/fun coffee twice a week, 3 dogs, 2 cats 12 chickens. I manage the budget and pay the bills.

My husband is an electrician by trait and works in a managment role now in the oil field. We have two kids

Back when I became a SAHM, we made it work because the cost of childcare outweighed what I was making as an esthetician. We also chose to rent vs buy so our monthly amount was much lower. We then used extra income down the road for different business ventures. Almost 7 years later, I'm still a SAHM (i do have side businesses but not consistent) and my husband's income has grown since 2019 :) I love the saying "when there's a will, there's a way" and also believe in manifesting positive outcomes!

My husband does construction building backsplashes, counter tops and out door kitchens with granite. Our mortgage is 1800 electric is 300 a month, water is 90, gas is 25, trash is 75 every 3 months, card payment and credit cards i have 1 8 month old at home

My husband is currently an apprentice to be an electrician. We are low income and get SNAP WIC and Medicaid. We own our house so we don’t pay rent… anyways are budget is really tight but it’s worth it!

Our budget
My husband brings home 3,000
+450 SNAP
(I like to nanny for extra money)
1500 Morgage this included insurance and property tax
100 water
200 electric
40 trash
100 propane
200 car insurance
50 security system
150 phones bills
200 gas
300 groceries (not food)
20 Spotify
120 for date night twice a month
The rest floats around
We are blessed to have a supportive family! We piggies back off of there streaming services! My grandma pays for a children’s museum membership! Mostly everything we own is hand me down, thrifted, or found on the side of the rode.

As a Financial Advisor and single parent the best thing you can do as a SAHM is know your budget and what is important goal wise. Goals like saving, paying off debt, kids college, retirement etc. 💕