So I don’t want to go back to after been off maternity if I was to leave do I need to pay it all back
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Are you getting enhanced maternity pay or just SMP? If it's just the basic SMP you won't need to pay anything back. With enhanced it varies but you generally have to pay it back.
How would your family support themselves if you don't go back to work though? Do you have a partner who can cover everything? Do you have a low household income? You might be eligible for benefits if you do but I don't think it's anyone's first choice.

It all depends on your works maternity policy, because i’d been at my job for under a year i was able to leave without paying it back but see if you can get your maternity policy sent to you from HR!