Government nursery funding

Just did a quick Google search and this came up, hope it helps! It’s all so confusing!
No, you cannot get Tax-Free Childcare and Universal Credit at the same time. If you receive Universal Credit, you are ineligible to open a Tax-Free Childcare account, and applying for it will stop your Universal Credit or tax credits award. [1, 2, 3, 4]
Key Considerations
Universal Credit (UC): Covers up to \(85\%\) of childcare costs (up to \(£1,071.09\) for one child, \(£1,836.16\) for two+ in 2026/27).
Tax-Free Childcare (TFC): Government adds 20p for every 80p paid in, up to \(£2,000\) per child per year.
Which is better? Generally, if you have a lower income or high childcare costs, UC is often better. If you have higher earnings, TFC might be better.