Need some help financially but idk what else to do 😭

Contact your phone company and explain that finances are tight due to having a baby. Explain that you do wish to pay it but can't afford it in a lump sum. Ask if they offer a payment plan with the line reconnected.

I've had this issue before and our phone company did this for us once I explained. All you can do is talk to them and see what support they offer xx

If you have internet where ever you are or find a place with wifi use an app to create a wifi based number. I use talkatone and make your phone call. WhatsApp works too if its someone who has it too that you're trying to reach. Idk where you live but there are programs for middle class people too. I don't qualify for anything but some programs dont require finances to get support. You gotta look in your area. Check a nonprofit out and see what services they have

I know how it feels. We also make “too much money” for any federal or state aid services. When my husband lost his job for a while we couldn’t pay the bills and our debt payments (school and car loans) without me working overtime.

For your phone you could get a cheap pay as you go phone for emergencies and childcare concerns until they reconnect you.

For your debts try to get on a payment plan. If they don’t want to work with you on a payment plan or if the interest rate on any of your debts is crazy, the ACCC in the US is a credit counselor and will help you negotiate a debt repayment plan. It doesn’t negatively affect your credit score very much but it does freeze the credit for those accounts until they’re paid. But it’s easier to pay because they negotiate a lower rate AND a lower interest. If you have multiple credit accounts they bundle them into one payment and you can pick and choose which accounts to enroll. It helped us a lot.