Childcare entitlement
I am aware this is a very lucky position to be in, so please don’t think I’m complaining, just trying to navigate!!
My husband is starting a job at some point in the next couple of months tbc where his salary will be just over 100,000. We are hoping to up his pension contributions slightly so that we are entitled to the 30 hours, as otherwise my salary becomes completely redundant/we will be paying more in childcare than I earn. He is starting this job after having to leave his previous role which ended in March.
How will our eligibility be assessed when a) he has been unemployed for the past 3/4 months
b) he is going to adjust his salary but obviously hasn’t yet
Is it done per tax year, calendar year, is there anyone I can talk to, like a helpline etc?
I am a teacher, so my daughter needs childcare from Sept 2026.
Grateful for any help xxxx
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I would maybe have a chat with citizens advice to see if they can help advise, or you could speak to UC x
If it’s your eligibility for the 30 funded hours I would recommend speaking with HMRC as they are the ones who will be accessing your records to assess your eligibility x
Because sacrificing some of your pension in this way is a tax relief, it's based on tax year rather than calendar year.
Make sure what your husband is earning is NET over 100k, not just "salary is £101k" or whatever. I thought we wouldn't be entitled to the hours because of my fiancé's pay, but it's not net 100k+ and that's what counts. And if you've already heard about that and this is old news then sorry I'm being no help! xx
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