Debt and stress

Hello my partner has managed to get us into a lot of debt to the point we don't have the money to pay for bills and food etc. Obviously with baby arriving very soon as you can imagine we are very stressed to be in this horrible situation. I am in tears everyday, my eldest birthday is soon and I havent got him anything yet as cant afford it. I am super fed up and having horrible thoughts which I shouldn't be as i should be so excited this baby is coming but all I can think about it money troubles 😪 my partner has said about writing off the debt which will mean it will leave him with bad credit and we are renting as cant afford a mortgage but going forward I feel like its not the best decision? Can anyone advise please

Read more on Peanut

The views expressed in community are solely the opinions of participants, and do not reflect those of Peanut.

Learn more about our guidelines.
Add a comment
Avatar

Speak to StepChange. They can advise you on the best possible solution for you 0800 138 1111. It feels like a big move but I promise you’ll feel lighter once it’s done x

Avatar

Sorry to hear you’re going thru this! If it’s a lot of debt that you’re having to pay back monthly, I’ll suggest looking into payplan plus… they will access your situation and what they do is combine all your debt into one big payment if that makes sense? they will access your affordability, your expenditure and stuff and tell you what they think is best. feel free to pop me a message if you’d like ! xx

Avatar

Hey send me a message I literally just went through this because my partner had racked up so much but we have it under control now promise it’s not for some silly way to make money it’s how we actually got out payments down by Ā£600 pounds a month x

Read more on Peanut

Trending

in our community

Is it normal for people to think about divorce and question marriage

My husband is an avoidant. He is really good to our 3 yr old and me when we are not arguing, but goes to his old habits of being defensive, playing victim and dismissing me when i express something which leads to arguments that last for hours.

3x in the past he has said he feels like he doesn't know if this marriage is right for us and if its better we don't continue (after intense arguments and he snaps) sometimes it takes him a few hrs, other times a few days as he feels emotionally overwhelmed and depleted and then he comes back.

Is this normal? To question marriage like this and speak about divorce? Im soooo exhausted in this marriage he is such an amazing husband and so many people have told me how lucky i am seeing how he treats me and our child. But he refuses to stay consistent in therapy and open up to me until we have an intense argument and we have many arguments that take ages as he shuts me down and leaves me feeling like im talking to a wall.

Avatar

3

This is f**ked upšŸ¤¦šŸ»ā€ā™€ļø

My man’s constant comments about my postpartum body got my head f**ked up. At 24 yo I just had my second son in June 16 and am already down from 150 to 118 pounds and I’m proud of that…but my man (who’s very into fitness) is constantly telling me to go to the gym or sending me workout videos grabbing my tummy fat, whenever the baby’s relaxing he tells me to do squats or sit ups and even sending me A.I pictures of my body edited to what ā€œit could beā€ he doesn’t see how much it messes with me even tho I say that’s not nice to say. I’ve been going to the gym 3x a week the last 2 weeks and a 2 mile walk daily with the kids sense 6 weeks pp like I’m trying but sometimes I’m just so tired… I’ve always been a very petite person and I know this might sound stupid but I feel rly anxious to just try and get back to how I was. Idk what to say to him because at the end of the day we want the same thing I just want to look in the mirror and pretty againšŸ¤¦šŸ»ā€ā™€ļø

Avatar

5

Can someone reassure me that it’s okay if my toddler stops eating for a few days?!

She’s got a cold and a cough right now. Quite mucus-y, but I regularly use saline and try and suck it out of her. She has no temp and is perfectly fine in herself, except she keeps waking herself up 20-30 mins into her nap from coughing/vomiting and then she can’t settle again, so I guess she’s probably more tired during the day.

She has plenty of wet diapers and will poo at least once a day. Logically, I know she must be fine, but it is driving me mad when she refuses all of her usual favourite foods šŸ˜®ā€šŸ’Ø

Avatar

1

10

Holiday season for co parenting

So I came with an idea to split the day with my sons father because it will be our sons first holiday season. We got a letter in the mail to go by even and odd but I think for his first year we should split the day in half so he both get to experience his first with each family. I originally told him that I wanted Odd number years but then I started thinking that we could just split the day instead, and then go by even and odd. Do you think it’s a good idea? And do y’all think my child’s father will agree? He just start coming around and truthfully if it was up to me I wouldn’t let him get any holiday at all but a part of me is trying to be fair and still cordial with him.

Avatar

6

Debt and stress

Hello my partner has managed to get us into a lot of debt to the point we don't have the money to pay for bills and food etc. Obviously with baby arriving very soon as you can imagine we are very stressed to be in this horrible situation. I am in tears everyday, my eldest birthday is soon and I havent got him anything yet as cant afford it. I am super fed up and having horrible thoughts which I shouldn't be as i should be so excited this baby is coming but all I can think about it money troubles 😪 my partner has said about writing off the debt which will mean it will leave him with bad credit and we are renting as cant afford a mortgage but going forward I feel like its not the best decision? Can anyone advise please

Avatar

3

Pregnant teachers?? Help!!!

Am I being a bitch or is being asked ā€œhow areee youuuā€ in that patronising tone 17 times a day by staff members SO annoying. A child said to me this morning ā€œwoah your tummy is getting really bigā€. I’ve had staff members tell me ā€œmy pregnant Mrs isn’t that bigā€. The kids have an excuse but adults??!! WHY do people make ā€˜big’ comments. It’s crazy because if I turn around and say ā€˜and so are you’, I’m suddenly the bad guy. How are we all coping doing this job whilst being pregnant. I’m 6mo now. I’m clinging on by a thread 😭😭😭😭.

Avatar

5

Read more on Peanut